Climate change: How to recruit the insurance industry for the battle

Unlike Germany-based Munich Re, insurers in the U.S. are only slowly acknowledging their vulnerability to climate change. Insurance companies have a natural — and critical — role in helping us prepare for the inevitable and mounting impacts of climate change, and hopefully in preventing its worst effects. Their financial exposure makes them uniquely credible messengers. Since they set our rates, they also have economic leverage to prompt changes in our behavior.